![]() ![]() I’m sure there had been times when you pay your bill with credit, this cashless and handy card is only good to swipe when you’e paying in bulk and you can’t afford to bring a huge amount of money. Missing out this step can cost you a lot of money you can’t have everything you want, but you can set aside 10 percent of your income to pay for what you want the most and set aside the other percentage for basic necessities. Short-term savings plan means reserving money at a bank for emergencies, while long-term savings refer to savings for retirement such as an insurance.
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